Could you do without your Blackberry? That's the sort of question you may have to get to grips with unless you have some form of Blackberry insurance.
Is the Blackberry important to your life?
If the answer to that question about the device's importance is yes, obviously you don’t want to think about how chaotic your life might be without the Blackberry. Attempting to work and handle your personal business may be extremely difficult without it.
Sad to say, you may end up in exactly that situation if something happens to your Blackberry like it being stolen or damaged by accident.
Unfortunately, you may easily find yourself without your Blackberry if it is stolen or accidentally damaged. Blackberry insurance exists to help you cope with that possible eventuality.
Kinds of insurance needed
Through a suitable form of insurance, your Blackberry can typically be covered for:
- theft
- loss
- damage from accidents
- malfunction not covered by the warranty offered by the manufacturer
Some policies may also offer free data backups for things such as contact lists.
A courtesy offered by some policies is replacement of the insured item within 48 hours of a claim’s approval.
Policy conditions
In order to make a successful claim through your blackberry cover, you will typically be asked a few questions. These may include confirmation that:
These include
- any theft is reported promptly to police and a crime number obtained
- any accidents are not due to you maliciously damaging it
- were any accidents caused by your malicious actions
- any functional breakdowns are not due to your tampering with the device.
Wider gadget insurance
Insurance coverage available for other gadgets
- PDAs
- PDA
- iphone
- other types of mobile phone
- laptop
- ipad
- cameras, etc.
It is possible to insure many of these under the auspices of gadget insurance.
Almost every gadget we use can be insured.
Insurance - is it necessary?
Gadget insurance isn't compulsory and only you can decide if it is advantageous. However, given the cost of replacing these items, spending a few minutes thinking seriously about gadget and Blackberry insurance might be time well spent.
Click here for more information on blackberry insurance
